Study loans in Germany: Demand is rising again.
Student loan applications in Germany rose in 2025. The BAföG reform is a reason for this increase. More students need financial help for their studies.
A new study found that student loan applications went up in 2025. This is because of changes planned for the BAföG program. The BAföG reform includes new rules about who can get loans. The funding for these loans will also change. Many students are applying for help now. This shows a growing interest in getting money for university.
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Highlights
Student Loan Demand Rising
Student loan applications in Germany increased in 2025 compared to the previous year.
Significant Increase in Applications
The number of new student loan applications has increased significantly.
BAföG Reform Driving Demand
The pending BAföG reform is a key factor in rising demand.
Changes to BAföG Planned
Plans exist to change the BAföG student loan program.
Adjustments to Eligibility Expected
Changes include adjustments to eligibility criteria and funding levels.